Here’s a useful (hopefully) table that I used for estimating expenses for St.Gallen. Â This is just about the minimum required to live comfortably within the city limits.
1 working adult | Young family of 4 | Student | |
Accommodation | CHF 800 | CHF 1300 | CHF 650 |
Food, clothes, general shopping | CHF 500 | CHF 1200 | CHF 300 |
Phones, TV | CHF 200 | CHF 200 | CHF 50 |
Facilities (electricity, etc.) | CHF 200 | CHF 300 | CHF 100 |
Insurance (health and house) | CHF 300 | CHF 900 | CHF 100 |
Travel (no car) | CHF 300 | CHF 500 | CHF 70 |
Leisure (optional 🙂 ) | CHF 500 | CHF 500 | CHF 200 |
Misc. | CHF 1000 | CHF 1000 | CHF 500 |
Total | CHF 3,800 | CHF 5900 | CHF 1,970 |
If you are coming as a student there are a number of ways to cut a lot of costs. If not though you should plan to earn about CHF 500-1000 above this (if possible) to avoid problems with non-planned costs, particularly health related.